Clearpay at UC Beds

How to choose Clearpay

Check eligibility before you apply

Clearpay is credit for eligible UK residents aged 18 or over, excluding the Channel Islands. Approval is subject to Clearpay’s checks and your available spending amount. UK billing and payment requirements apply. Clearpay is not available for pre-orders or business purchases.

For eligible UK purchases through our payment provider, Clearpay is generally available for order totals from £1 to £1,200. Delivery and extras count towards the order total. This range does not guarantee approval.

Clearpay credit subject to status. Use responsibly as late fees up to £24 per order apply, which may impact your future access to credit. T&Cs apply.

Understand your repayments

Clearpay’s agreement schedules four payments across six weeks, starting when your plan is approved and followed by payments every two weeks. Your approved agreement shows the exact amounts and dates.

The current agreement charges no late fee on orders below £24. For orders of £24 or more, a missed instalment can incur £6, and another £6 if still unpaid seven days later. Total late fees are capped at the lower of £24 or 25% of the order. Read the agreement for the full conditions.

Missed payments can restrict further use and affect future access to credit. Contact Clearpay promptly if you are having difficulty paying.

Returns, cancellations and support

Contact UC Beds for help with the goods or a return. Also report a return in your Clearpay account and follow the provider’s instructions. Repayments do not automatically stop simply because you have contacted UC Beds.

An approved refund is returned through the original payment route. Clearpay updates the remaining payments or refund due to you. Your statutory consumer rights continue to apply.